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Golden Visa Schemes in Europe

The golden visa in Europe – Europe’s golden visa programmes have proved to be an excellent way of attracting non-EU buyers and investors to the various countries offering them. Buying a property that complies with the golden visa in Europe is one of the primary methods of gaining one of these visas, although there are other approaches, such as buying government bonds, creating jobs through a business investment are other ways that investors and their families can qualify for longer stays and/or a permanent residence permit in Europe.

The Golden Visa in Europe & The Schengen Area

The majority of countries offering the golden visa in Europe are in the Schengen area. The golden visa issued by Schengen states offer free movement and visa-free travel in all 26 Schengen countries and some that are not in the zone, including Bulgaria, Croatia, Cyprus, Romania and Serbia.

It is important to remember that a golden visa only offers residency; it does not entitle the holder to citizenship. To become an EU citizen, you must have lived for at least five years in the country (this may vary between EU countries) pay tax in that country, speak the local language in some cases and have an understanding of local culture before citizenship can be granted.

Cyprus and Malta Citizenship

Significantly, both Cyprus and Malta have ‘citizenship by investment’ programmes and are the only EU countries to offer this. When considering this route to citizenship it is important to remember that Malta is in the Schengen zone, whereas Cyprus isn’t.

Long-term or short-term visa?

In general golden visas are valid for two to three years and then they must be renewed. However, there are a few other visa options to consider as well; for example, the C visa (short-term) or the D visa (long-term). The C visa is sufficient if you don’t want to be in the EU country of your choice for more than three months of every year. With the C visa you will get multiple entry visas that are valid for a maximum of 90 days. The D visa is for those who want to spend more time in Europe, and these can only be renewed in the country issuing the visa, whereas the C visa can be renewed at an embassy in the investor’s home country.

European Countries where property purchase qualifies for a Golden Visa

Spain
  • Cost of Spanish Residency Programme 500,000€
  • Qualifying investments (real estate, government bonds or company shares)
  • Spanish Citizenship after 10 years of living in Spain (if from non-Spanish speaking countries), or 3 years for those from Spanish speaking countries. (No PR status required)
  • No requirement to live in Spain after getting residency, although you must visit Spain for few days every year
  • Free movement in Schengen states with the residence permit (“PERMISO DE RESIDENCIA”) issued by Spain.

Selection of Golden Visa properties

Ref: SBP-1834

4 Bedroom Villa
in Albufeira

Algarve, Portugal

4

Price: €1,200,000

- Seek & Buy Properties Overseas -

Ref: CBE-1115cb/2154

3 Bedroom Villa
in Moraira

Alicante (Costa Blanca), Spain

32807m²

Price: €600,000

- Costablanca Elite Real Estate -

Ref: VM-VM11439

3 Bedroom Penthouse
in Marbella

Malaga (Costa del Sol), Spain

32

Price: €600,000

- Villa Marketing -

VIEW GOLDEN VISA PROPERTIES IN SPAIN »»

Portugal
  • Cost of Portugal Residency Programme 350,000€
  • Cost of Residency by investment in Schengen country
  • Qualifying investments (real estate, business, research, capital transfer, art) Property investment 350,000€ outside Lisbon or 500,000€ in Lisbon
  • Minimal residency requirements – 7days per year
  • Permanent residency after 5 years of uninterrupted living in Portugal
  • Most popular property investment programme in Europe
  • Portuguese citizenship after 6 years of residence
  • No requirement to live in Portugal
  • Processing time is 3 months
  • Free movement in Schengen with residence permit (“TÃTULO DE RESIDÊNCIA”) issued by Portugal.

Selection of Golden Visa type properties

Ref: SBP-1786

2 Bedroom Apartment

Silver Coast, Portugal

22117m²

Price: €372,614

- Seek & Buy Properties Overseas -

Ref: SBP-1834

4 Bedroom Villa
in Albufeira

Algarve, Portugal

4

Price: €1,200,000

- Seek & Buy Properties Overseas -

Ref: SBP-1787

3 Bedroom Apartment

Silver Coast, Portugal

33

Price: €413,910

- Seek & Buy Properties Overseas -

VIEW GOLDEN VISA PROPERTIES IN PORTUGAL »»

Cyprus
  • Cost of Cyprus Residency Programme 300,000€
  • Permanent residence permit in Cyprus
  • Qualifying investments: real estate or business
  • Cyprus residency in Europe for family, spouse and children
  • No language requirement
  • Low property tax, no inheritance tax and no capital gains tax
  • Fast track applications processed in three months.
  • High approval rates
  • No requirement to live in Cyprus after getting residency, although you must visit Cyprus for few days every year

Selection of Golden Visa type properties

Ref: SBP-275

3 Bedroom Villa
in Coral Bay

Paphos, Cyprus

3

Price: €546,500

- Seek & Buy Properties Overseas -

Ref: SBP-288

3 Bedroom Apartment

Paphos, Cyprus

3

Price: €367,000

- Seek & Buy Properties Overseas -

Ref: SBP-1641

3 Bedroom Villa
in Paphos

Paphos, Cyprus

3

Price: €330,000

- Seek & Buy Properties Overseas -

VIEW GOLDEN VISA PROPERTIES IN CYPRUS»»

Greece
  • Cost of Greek Residency Programme 250,000€
  • Qualifying investments (real estate, property ownership)
  • Residence permit is valid for 5 years.
  • No work allowed under this scheme.
  • Greek Citizenship after 7 years of living in Greece (requires Permanent Residency status)
  • Free movement in 26 Schengen states with residence permit issued by Greece
  • No residency requirements
  • Cheapest property investment programme in Europe
  • No language tests, no educational requirements or business experience required to apply Processing time is 3 months.
Malta
  • Cost of Malta Residency Programme 275,000€
  • Qualifying investments (Real estate or buying government bonds)
  • No residency requirements
  • Schengen residency for family and children
  • Maltese permanent residency after 5 years of living in Malta
  • No language tests and no business experience required.
  • No citizenship possible under this programme.
  • Visa free movement in 26 countries in Europe.
Turkey
  • Cost of Turkish residency Programme from USD 1,000,000
  • Turkish Residency or Citizenship by investment (CIP)
  • Qualifying investments: real estate ($1 million), business ($2 million), bonds/bank deposit ($3 million)
  • No residence requirements
  • Turkish citizenship for family and children
  • No free movement in Schengen states
  • Turkey offers competitive corporate tax rates
  • Turkish passport ranked No. 51 in best passports of the world with visa free access to 102 countries.
  • No requirement to live in Turkey once you have citizenship.

NB: Italy, France, the Netherlands, the United Kingdom do not accept property purchases for their Golden Visa Schemes.

However, countries such as Ireland, Montenegro, Andorra, Monaco, Bulgaria and Latvia do accept real estate investment for golden visa schemes.

We will bring you information on their schemes as we add property from these countries to the website.

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